Milestone Escrow · Verified On-Ground Supervision

The calm precision of building back home.

Lock your construction capital in milestone-protected escrow. COREN-vetted field agents submit geo-tagged site proof before a single Naira is released.

₦2.4B Escrow ProtectedGeo-Tagged Drone ProofZero Unsupervised PayoutsCOREN & NIA Vetted
₦39,465,240Escrow Held

Lekki Phase 1,
Lagos

Direct diaspora supervision. Every milestone payment is released only when verified on-site photos match engineering blueprints.

BO

Engr. Babatunde O.

VERIFIED

COREN Certified Supervisor · 4.9 ★

Site audit logged today14:20 WAT
Modern contemporary African villa
6.4474° N, 3.4849° E
₦62.5M Total Project
Project Spec

480 m² · 5-Bed Villa

Contemporary Coastal Design

Phase 3 in progress
Finished Architectural Rendering
Blueprints #BK-842

Stage 03 Verification

Decking & structural concrete curing inspection submitted by on-ground engineer.

32 Geo-photos verified
Concrete slump test passed
Awaiting sender release

The Problem

It's not a housing problem.
It's a trust gap.

Diaspora Africans who want to raise infrastructure back home routinely lose money, time, and trust to a system with no independent verification layer.

A

Trust

Diaspora senders cannot verify that the person or team managing their project on the ground is legitimate, competent, or still working in their interest once funds are sent.

B

Fragmentation

Coordination happens across scattered, informal channels: phone calls, WhatsApp, bank transfers, with no single record either side can rely on.

C

Visibility

Once money is sent, the sender has no independent, real-time view of whether it was used as agreed, or whether progress reported is progress made.

D

Recourse

When funds are diverted, work stalls, or claims turn out false, the sender, often thousands of miles away, has no practical way to intervene or recover the loss.

The Solution

The trust layer between sender and builder.

Escrow is not the product. It's the mechanism. The product is your confidence that money sent from thousands of miles away is doing exactly what it was sent to do.

Verified agent & contractor profiles

Every professional is identity-checked, credential-checked, and rated by past diaspora clients before they can take on a project.

Solves: Trust

Shared project workspace

One space per project holding the agreed scope, budget, documents, and communication history, replacing scattered calls and WhatsApp threads.

Solves: Fragmentation

Milestone-based escrow

Funds are held on the platform and released only as each agreed stage is confirmed, not handed over in large, unsupervised chunks.

Solves: Trust, Recourse

Independent progress proof

Geo-tagged photos, video walkthroughs, and timestamps confirm real-world progress before funds move.

Solves: Visibility

Live status tracking

Both sender and agent see the same real-time view of budget spent, stage reached, and outstanding actions.

Solves: Visibility, Fragmentation

How Escrow Works

Four steps between your money and a finished build.

1

Fund the project

Set the scope, budget, and milestone plan, then fund escrow. The platform holds it, not the agent.

See stage details
2

Agent shows proof

At each stage, your verified agent submits geo-tagged photos or video walkthroughs of real progress.

See stage details
3

You review, live

You see the same real-time view as your agent: budget spent, stage reached, proof submitted.

See stage details
4

Approve, funds release

Approve the stage and escrow releases automatically. Flag a concern instead, and funds stay held.

See stage details

Verification

Behind every milestone is a person you can verify.

Every submission carries a location tag and timestamp the sender can check independently. The agent cannot release funds; only your approval can.

Progress Proof Example

Roof trusses installed

Sheeting 60% complete · submitted from site

6.4698° N, 3.5852° E 29 Jul, 10:14 am
A diaspora family, the kind Bankole is built to serve

Built for families like this one

Securing futures back home with verified trust.

Construction scaffolding
Construction workers
Finished property

The business · pre-launch model

We earn when verified work is delivered. Not before.

Milestone escrow fee

A small service fee on each milestone released. We only earn when verified work is actually delivered, so our incentives sit with the sender.

Agent verification & listing

Agents pay for identity and credential verification, then a listing subscription once the marketplace is live. Verified status is the asset they buy.

Premium assurance add-ons

Independent site inspections, land title checks, and insurance partnerships offered as paid add-ons on higher-value projects.

From our survey · August 2026

We asked what people fear about sending money home.

“

Money was sent and my friend's sibling diverted the funds for something completely ridiculous.

Survey respondent

“

I fear to be stolen and to break a relation because of that.

Survey respondent

“

My biggest fear is whether the person will carry out the work and if they are trustworthy enough.

Survey respondent

85%

Fund Diversion

of diaspora senders reported that funds were used for purposes other than what was agreed upon.

Top Concerns

Fraud & Theft65%
Substandard Quality45%
Extreme Delays30%

Depth before breadth.
Trust before scale.

Bankole is launching an invite-only pilot focusing exclusively on residential builds in Lagos, Nigeria.